How To Qualify

Qualifying for DCHFA DC Open Doors

The steps to qualify for DCHFA “DC Open Doors” are similar to those you would complete in order to buy a home or condo in a traditional purchase. It makes sense to complete these steps in a logical order – DC Open Doors is a program designed to help you actually complete the purchase on a home.

DC Open Doors is best when applied for when you are already close to purchasing a home. It is a program that simply eliminates the biggest obstacle to purchasing – the Down Payment.

We recommend the following steps and process in order to use DC Open Doors:

  • Find & start working with a Real Estate Agent who wants to help you find a home or condo that qualifies for DC Open Doors. Get Started Now.
  • Once you find a home / condo that you are interested in, then you must go through the Pre-Qualification process with a lender or mortgage professional. Find Out More about this process.
  • The qualification process will determine if you are able financially to purchase the home. It takes into account the home’s purchase price, the normal down payment, the interest rate, closing costs, other fees and more. Loan application fees (under $75) are due at this point.
  • Once this is done, your Real Estate Agent can help you start the “DC Open Doors” application process.  If you’ve followed the process correctly, and meet all the DC Open Doors requirements, the application process becomes easy.

If you are approved, your Down Payment on your home purchase is now paid for by DC’s Housing Finance Agency. You are still responsible for any closing costs, home inspection fees and appraisal fees related to the home you have chosen. These are all normal costs associated with buying & are not affected by DCHFA Open Doors. Find Out More about the normal costs associated with buying.